From Foreclosure to Fair Lending Cover

From Foreclosure to Fair Lending

Advocacy, Organizing, Occupy, and the Pursuit of Equitable Credit

337 pages

October, 2013

ISBN: 9781613320518



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Chester Hartman is an urban planner, author, and academic. He is currently the director of research at Poverty & Race Research Action Council.

Gregory D. Squires is a professor of sociology, public policy, and public administration at George Washington University. Prior to joining the faculty at George Washington University, Squires taught at the University of Wisconsin-Milwaukee and served as a research analyst with the US Commission on Civil Rights.

Well-known fair housing and fair lending activists and organizers examine the implications of the new wave of fair housing activism generated by Occupy Wall Street protests and the many successes achieved in fair housing and fair lending over the years. The book reveals the limitations of advocacy efforts and the challenges that remain. Best directions for future action are brought to light by staff of fair housing organizations, fair housing attorneys, community and labor organizers, and scholars who have researched social justice organizing and advocacy movements. The book is written for general interest and academic audiences. Contributors address the foreclosure crisis, access to credit in a changing marketplace, and the immoral hazards of big banks. They examine opportunities in collective bargaining available to homeowners and how low-income and minority households were denied access to historically low home prices and interest rates. Authors question the effectiveness of litigation to uphold the Fair Housing Act's promise of nondiscriminatory home loans and ask how the Consumer Financial Protection Bureau is assuring fair lending. They also look at where immigrants stand, housing as a human right, and methods for building a movement.